Okee dokee, I did some major thinking last night about modding my car. ...and it isn't mod-friendly thinking.

I might hold off on modding my car until next summer. That means the wheels might stay in their boxes for a while.
Here's the situation:
I paid for the car by puting it on my parents' home equity line. Unfortunately, my parents are getting divorced (new news to me) and might be selling the house next summer; the home equity has to be paid off at that time. My dad wants to move and my mom wants to stay, but she can't afford to pay the mortgage, my brother's tuition, his car insurance, etc. My dad is going to stop paying tuition and insurance when he moves. Basically, I'm going to get my car payments out of the way so that I can help pay for my brother's insurance and tuition. That way, my mom can afford the mortgage and they won't have to move. My brother works, but hey, the kid doesn't need to get stuck in massive debt.
I know that I could get a regular loan to pay off the equity, but the interest rate extended to me probably won't be as good as my parents' rate (.25 under prime). If I go with a loan, I want to have most (~75%) of the car paid off by then. Some of you know that I bought the Psst in May, so I'm basically going to be car-poor (by choice) for around 7 months ('til June '06). I ran some rough numbers today, and to achieve my 75% goal, my monthly payment will be roughly $1,400/mo.

uke: The good thing about this is that I'll have paid off most of my car in only 9 months, and my mom and bro can stay in the same house.