[CowPhunk]

what do you guys think. buying a 2004 GLS 1.8t this weekend. Gonna go with the 1.9% 60 mos. financing. with it being this cheap to finance i imagine i shouldn't put too much down.

 

[A-Tiller-the hun]

how much do you want your payment to be...?

 

[CowPhunk]

payment doesn't really matter i guess, somewhere around 300-350 will work.

 

[LIVE4SPD]

300-350 a month will mean a minumum of about $5k down for a 60 mo loan. Depending on what options etc.

You'd need about 8k down to do 350 a month on a 48mo loan.

 

[A-Tiller-the hun]

if you can get the car for 25K then you shouldn't need more than 3K down to get to 350/mo for 60mo...

it seems as though it's a buyers market for these cars right now, so it shouldn't be an issue...

you trading anything in...?

 

[B5_Passat]

I would not make the term of the loan greater than the B2B warranty - 48 months. Try to put enough down make your payments affordable for 48 months. Just my $0.02.

 

[CowPhunk]

not trading in. i've been seeing here and other boards that i can probably get the 1.8t for probably about 21.5 or 22. bring it to 23.5-24 with taxes and fees.

 

[dubdoc]

I bought an '04 GLS Variant last weekend for $23000 and will be paying $364 a month for 66 months at 1.9%...We put $1750 total down between cash and trade ('95 Saturn with 120+k).

 

[vwpwr]

I went to the stealership not too long ago and on a GLS my payments would be 360 with no money down. Of course, I already own a VW so that's an extra 1000 bux off with the loyalty discount !

 

[CowPhunk]

so essentially, i'm not gonna have to put anything down, huh? what was the invoice on the variant. i'm gonna try and get 500-1000 under invoice before my 1000 owner loyalty.

 

[rpaller]

I would put enough down to stay ahead of depreciation curve. This way you do not end up "upside down" in your loan, if that is important to you.